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Closing the MSME Funding Gap

Empowering small businesses with fast and flexible lending solutions.

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Closing the global funding gap: Empowering MSMEs with Fyndoo

Micro, small, and medium enterprises (MSMEs) are vital to economies but are often overlooked by traditional lenders. This challenge is especially evident in regions like Asia, where MSMEs struggle to secure financing due to the funding gap between retail consumers and large corporations.

Fyndoo bridges this gap by streamlining loan origination, enabling MSMEs to access the financing they need quickly and securely. Whether in Asia or Africa, where many businesses operate informally, Fyndoo’s platform uses innovative, data-driven tools to ensure even the smallest businesses can thrive.

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Challenges in Asia’s lending landscape

In Asia, MSMEs face challenges as they fall between two well-supported lending segments:

  • Retail and consumer lending, such as car loans and motorbike loans
  • Corporate lending, including term loans and structured lending
  • MSMEs often lack formal registration or tax compliance, which limits their ability to secure funds through traditional channels. Many operate as informal "pop and mom" shops, relying on personal visits or minimal data for small loan decisions, which isn’t sufficient for real business growth.

How Fyndoo closes the gap

Fyndoo’s lending platform is designed to overcome these barriers by leveraging advanced technology for a more comprehensive risk assessment.

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1. Automated risk assessments

Fyndoo goes beyond traditional methods by analyzing alternative data sources, such as cash flow patterns, market data, and local economic trends. This allows lenders to make quicker, more accurate decisions about a business's growth potential.

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Tailored for informal businesses

Fyndoo’s flexible platform is built to support MSMEs, even those without a formal infrastructure. This is critical in markets like Asia, where many businesses operate informally but still have strong potential for growth.

 

For example, Fyndoo helped a farmer in Africa, with no formal credit history, secure funding by analyzing alternative data, such as satellite imagery to calculate crop yield and market prices to predict future cash flow. This data allowed the lender to make an informed decision and provide fast access to critical financing.

 

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3.User-friendly portals with Fyndoo Direct

Fyndoo Direct provides MSMEs with an intuitive portal for submitting essential documents. Even businesses lacking formal records can upload what they have, making the application process smoother and faster. The platform simplifies data collection and submission, ensuring the right information reaches lenders quickly for review.

A smarter path to financing

Fyndoo enables more inclusive lending for MSMEs by providing:

Faster decisions

Automated processes reduce bottlenecks, allowing for quicker approvals.

Broader inclusion

Informal businesses, often overlooked by traditional lenders, can now access financing through Fyndoo’s advanced risk assessments.

Scalability and integration

Fyndoo integrates seamlessly with existing systems, allowing financial institutions to scale their operations while staying compliant with regulatory standards.

The importance of understanding the market

To truly address the funding gap in regions like Asia, understanding the unique needs of MSMEs is essential. Fyndoo goes beyond just providing technology. It uses data driven insights to adapt to local conditions. By leveraging regional market reports and local data, Fyndoo enables lenders to make more informed decisions that reflect the true potential of MSMEs.

Ready to close the funding gap?

Discover how Fyndoo can help your institution provide financing where it’s needed most. Contact us today for a demo and see how our platform can transform your lending operations.

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