Originate
Originate loan applications successfully and efficiently using a loan origination system that covers the entire process from customer application to disbursement.
Reduce your costs and get more customers
You’re up-to-speed in no time with pre-configured loan products, collaterals, and workflows. Tailor it to your liking with a comprehensive set of no-code and low-code tools. This flexibility ensures a streamlined and customizable origination experience.
Fyndoo Originate is fully functional out-of-the-box, with integrated document management, KYC, credit decisioning, risk modeling, pricing, real-time intelligence, and fraud detection. To understand how our platform stacks up, visit Fyndoo Originate vs. traditional systems and discover more in our guide on customizable loan origination.
Why banks choose Fyndoo Originate?
Discover why banks choose Fyndoo Originate to improve efficiency and customer experience!
Some of the key features
Discover the features of Fyndoo Originate.
Other features
- Risk-based pricing and impact-based pricing: Fyndoo supports advanced pricing models that are customisable. These models may include risk and impact as a factor in calculating the price of a loan. Fyndoo innovatively leverages ESG data, enabling banks to stimulate financing that positively impacts sustainability and aligns with their own ESG objectives!
- Compliance and risk management: Fyndoo offers a comprehensive underwriting framework that includes relevant regulatory requirements, your bank's policy requirements, and proposition-specific business rules. The workflow engine automatically triggers compliance checks. Loan officers or members of the bank's lending team can override the framework in specific instances, allowing you to cater to specific situations. All actions are fully audited to ensure compliance.
- KYC: Fyndoo supports KYC in loan origination by verifying the identity of borrowers to prevent fraud and by ensuring compliance with regulatory requirements. Fyndoo supports KYC across segments, including consumer, business, project and corporate finance.
- Open Lending Api - supporting mobile and web-based interfaces: The Open Lending API is a powerful, simple, event-based set of REST APIs and webhooks. It enables you to enrich customer journeys with price indicators, advice, and track and trace.
Is your origination process broken?
Do you experience a higher than 50% abandonment rate? Is your Time-to-Yes longer than 5 days? Do your account managers spend more time on administration than on clients? Find ways to enhance efficiency by exploring how Fyndoo optimizes loan origination.
Fyndoo Originate is also playing a vital role in closing the MSME funding gap, ensuring better access to financing for underserved markets.
Check out our document Beat the benchmark. Take an honest look at your own processes and improve them. For inspiration, we provide 10 best practices.
Experience Originate
Experience Fyndoo Originate from the perspective of a client, lending team, or product owner.
Modules
The choice is yours. Our platform is made up of modules that can be employed individually or in combination. Ensuring we can provide the optimal support for your specific needs and challenges.
