Commercial Banking

The financing journey starts here.

Businesses rely on their banking partners for strategic financial advice. Equip your financing experts with robust tools to navigate complex financing options, ensuring responsible lending practices that adhere to industry regulations and corporate governance standards. Whether a company needs capital to expand or manage cash flow, Fyndoo offers a fully digital platform for commercial financial advisory services.

For institutions using their own financial advisory solutions, Fyndoo can seamlessly integrate using the Open Lending API.

Streamline the application process from request to funding.

For commercial clients, the loan application process needs to be swift and customizable to match the complexity of business needs. Fyndoo offers a fully digital application experience that reduces paperwork and provides competitive, flexible financing solutions tailored to each business.

Stay ahead with efficient and flexible origination.

Origination in commercial banking requires handling the scale and complexity of each business. Fyndoo offers a customizable and efficient origination process, allowing you to tailor underwriting criteria and implement advanced risk models specific to your commercial clients.

Fyndoo supports both financial and non-financial covenants, along with manual or automatic monitoring.

Balance flexibility with operational efficiency.

Commercial loans often require adjustments based on changing business needs. Fyndoo supports core loan management capabilities for the commercial sector, including:

• 1. Phased disbursements – Ideal for capital projects or milestone-based funding.

• 2. Early repayment – Allowing businesses to repay in full or in part.

• 3. Interest rate revision – Adjusting rates as market conditions shift.

• 4. Amendments – To extend loan terms or alter repayment schedules.

• 5. Review and monitoring – Bank-initiated reviews to ensure ongoing compliance and risk management.

Fyndoo’s workflow management system allows you to customize each process to meet your commercial clients' unique needs while maintaining operational efficiency.

Efficiently manage disbursements and repayments.

In commercial banking, loan disbursement and repayment schedules can be complex. Fyndoo supports all scenarios, processing high-value disbursements and repayments for a wide range of commercial loan products, ensuring smooth and efficient execution of loan agreements.

Keep a pulse on credit risk.

Commercial loans are subject to multiple risks, from changing economic conditions to shifts in the business environment. Fyndoo’s workflow engine helps you monitor these dynamics by supporting continuous credit risk management. Monitoring workflows can be triggered by key events such as financial performance changes or periodic reviews, allowing for proactive steps to amend loan terms or initiate additional processes to ensure loan viability.